New Year’s resolutions for 2009

It's the new year and as always people either jot down a few resolutions or scoff at the idea entirely. I'm of the latter group. Yet I couldn't help thinking of readers who approach me from time to time with issues which in my view could be easily avoided with a few simple preparatory steps. Hence here is a list of to-do items that you may wish to consider implementing for 2009 . . .

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